Skip to content
  • MyBlue
  • Medicare
  • Employer
  • Broker
  • Provider
  • Careers
  • Health News
  • About Us
BCBSMA Logo
  • Shop Plans
    • Medicare Plans
      • Medicare Plans Overview
      • Medicare Advantage Plans
      • Medicare Supplement Plans
      • Prescription Drug Plans
      • Dental Plans
      • Group Plans
      • Travel Medical Insurance Plans
    • Am I Covered?
      • Check Doctor Coverage
      • Check Medication Coverage
  • Learn About Medicare
    • Medicare Basics
      • Intro To Medicare
      • Medicare FAQ
      • Medicare Glossary
      • Medicare Myths
      • Medicare Videos
      • Eligibility & Enrollment
      • Medicare Enrollment Dates
      • Caregivers & Medicare
    • Medicare Plan Details
      • Types of Medicare Plans
      • HMO vs. PPO Medicare
      • Medicare Advantage vs. Medicare
      • Medicare Advantage vs. Supplement
      • Medicare Travel Coverage
    • Medicare Resources
      • Attend a Medicare Seminar
      • Request a Call
      • Sign Up for a Medicare Guidebook
  • Member Resources
    • Plan Information
      • Online Forms & Documents
      • Quality Assurance
      • National Coverage Determination
      • Ending Membership
      • Payment Options
      • Discounts & Programs
    • Pharmacy Benefits
      • Prescription Drug Benefits
      • Look Up a Medication
      • Medicare Advantage Pharmacy Network
      • Medication Therapy Management
      • Prescription Drug Policies
    • Find Care
      • Find a Doctor
      • Care Options
      • Member Support & Assistance Program
      • Supporting Caregivers
      • Managing Your Health
    • Appeals & Grievances
      • Appeals & Grievances
      • Medicare Advantage Part C Medical Care Plan Rights
      • Medicare Advantage Part D Prescription Drug Plan Rights
  • Shop Plans
    • Medicare Plans
      • Medicare Plans Overview
      • Medicare Advantage Plans
      • Medicare Supplement Plans
      • Prescription Drug Plans
      • Dental Plans
      • Group Plans
      • Travel Medical Insurance Plans
    • Am I Covered?
      • Check Doctor Coverage
      • Check Medication Coverage
  • Learn About Medicare
    • Medicare Basics
      • Intro To Medicare
      • Medicare FAQ
      • Medicare Glossary
      • Medicare Myths
      • Medicare Videos
      • Eligibility & Enrollment
      • Medicare Enrollment Dates
      • Caregivers & Medicare
    • Medicare Plan Details
      • Types of Medicare Plans
      • HMO vs. PPO Medicare
      • Medicare Advantage vs. Medicare
      • Medicare Advantage vs. Supplement
      • Medicare Travel Coverage
    • Medicare Resources
      • Attend a Medicare Seminar
      • Request a Call
      • Sign Up for a Medicare Guidebook
  • Member Resources
    • Plan Information
      • Online Forms & Documents
      • Quality Assurance
      • National Coverage Determination
      • Ending Membership
      • Payment Options
      • Discounts & Programs
    • Pharmacy Benefits
      • Prescription Drug Benefits
      • Look Up a Medication
      • Medicare Advantage Pharmacy Network
      • Medication Therapy Management
      • Prescription Drug Policies
    • Find Care
      • Find a Doctor
      • Care Options
      • Member Support & Assistance Program
      • Supporting Caregivers
      • Managing Your Health
    • Appeals & Grievances
      • Appeals & Grievances
      • Medicare Advantage Part C Medical Care Plan Rights
      • Medicare Advantage Part D Prescription Drug Plan Rights
Other sites
  • MyBlue
  • Medicare
  • Employer
  • Broker
  • Provider
  • Careers
  • Health News
  • About Us
Need help
  • Contact Us

    Contact Us

    1-888-995-2583 (TTY: 711)

    8 a.m. to 8 p.m. 
    4/1 - 9/30, Mon. – Fri. 
    10/1 – 3/31, 7 days a week

    Talk to a Nurse

    1-888-247-2583

    Available 24/7

  • Contact Us

    Contact Us

    1-888-995-2583 (TTY: 711)

    8 a.m. to 8 p.m. 
    4/1 - 9/30, Mon. – Fri. 
    10/1 – 3/31, 7 days a week

    Talk to a Nurse

    1-888-247-2583

    Available 24/7

  • Contact Us

    Contact Us

    1-888-995-2583 (TTY: 711)

    8 a.m. to 8 p.m. 
    4/1 - 9/30, Mon. – Fri. 
    10/1 – 3/31, 7 days a week

    Talk to a Nurse

    1-888-247-2583

    Available 24/7

  • Contact Us

    Contact Us

    1-888-995-2583 (TTY: 711)

    8 a.m. to 8 p.m. 
    4/1 - 9/30, Mon. – Fri. 
    10/1 – 3/31, 7 days a week

    Talk to a Nurse

    1-888-247-2583

    Available 24/7

Sign In
Home
  • Shop Plans
    • Medicare Plans
      • Medicare Plans Overview
      • Medicare Advantage Plans
      • Medicare Supplement Plans
      • Prescription Drug Plans
      • Dental Plans
      • Group Plans
      • Travel Medical Insurance Plans
    • Am I Covered?
      • Check Doctor Coverage
      • Check Medication Coverage
  • Learn About Medicare
    • Medicare Basics
      • Intro To Medicare
      • Medicare FAQ
      • Medicare Glossary
      • Medicare Myths
      • Medicare Videos
      • Eligibility & Enrollment
      • Medicare Enrollment Dates
      • Caregivers & Medicare
    • Medicare Plan Details
      • Types of Medicare Plans
      • HMO vs. PPO Medicare
      • Medicare Advantage vs. Medicare
      • Medicare Advantage vs. Supplement
      • Medicare Travel Coverage
    • Medicare Resources
      • Attend a Medicare Seminar
      • Request a Call
      • Sign Up for a Medicare Guidebook
  • Member Resources
    • Plan Information
      • Online Forms & Documents
      • Quality Assurance
      • National Coverage Determination
      • Ending Membership
      • Payment Options
      • Discounts & Programs
    • Pharmacy Benefits
      • Prescription Drug Benefits
      • Look Up a Medication
      • Medicare Advantage Pharmacy Network
      • Medication Therapy Management
      • Prescription Drug Policies
    • Find Care
      • Find a Doctor
      • Care Options
      • Member Support & Assistance Program
      • Supporting Caregivers
      • Managing Your Health
    • Appeals & Grievances
      • Appeals & Grievances
      • Medicare Advantage Part C Medical Care Plan Rights
      • Medicare Advantage Part D Prescription Drug Plan Rights
  • Shop Plans
    • Medicare Plans
      • Medicare Plans Overview
      • Medicare Advantage Plans
      • Medicare Supplement Plans
      • Prescription Drug Plans
      • Dental Plans
      • Group Plans
      • Travel Medical Insurance Plans
    • Am I Covered?
      • Check Doctor Coverage
      • Check Medication Coverage
  • Learn About Medicare
    • Medicare Basics
      • Intro To Medicare
      • Medicare FAQ
      • Medicare Glossary
      • Medicare Myths
      • Medicare Videos
      • Eligibility & Enrollment
      • Medicare Enrollment Dates
      • Caregivers & Medicare
    • Medicare Plan Details
      • Types of Medicare Plans
      • HMO vs. PPO Medicare
      • Medicare Advantage vs. Medicare
      • Medicare Advantage vs. Supplement
      • Medicare Travel Coverage
    • Medicare Resources
      • Attend a Medicare Seminar
      • Request a Call
      • Sign Up for a Medicare Guidebook
  • Member Resources
    • Plan Information
      • Online Forms & Documents
      • Quality Assurance
      • National Coverage Determination
      • Ending Membership
      • Payment Options
      • Discounts & Programs
    • Pharmacy Benefits
      • Prescription Drug Benefits
      • Look Up a Medication
      • Medicare Advantage Pharmacy Network
      • Medication Therapy Management
      • Prescription Drug Policies
    • Find Care
      • Find a Doctor
      • Care Options
      • Member Support & Assistance Program
      • Supporting Caregivers
      • Managing Your Health
    • Appeals & Grievances
      • Appeals & Grievances
      • Medicare Advantage Part C Medical Care Plan Rights
      • Medicare Advantage Part D Prescription Drug Plan Rights
Other sites
  • MyBlue
  • Medicare
  • Employer
  • Broker
  • Provider
  • Careers
  • Health News
  • About Us
Need help
  • Contact Us

    Contact Us

    1-888-995-2583 (TTY: 711)

    8 a.m. to 8 p.m. 
    4/1 - 9/30, Mon. – Fri. 
    10/1 – 3/31, 7 days a week

    Talk to a Nurse

    1-888-247-2583

    Available 24/7

  • Contact Us

    Contact Us

    1-888-995-2583 (TTY: 711)

    8 a.m. to 8 p.m. 
    4/1 - 9/30, Mon. – Fri. 
    10/1 – 3/31, 7 days a week

    Talk to a Nurse

    1-888-247-2583

    Available 24/7

  • Home
  • Home
  • Medicare Choices
  • DOWNLOAD YOUR FREE GUIDEBOOK TODAY

    Fill out the form below. If you want to speak with a Medicare Expert about finding the right plan for you, call 1-800-319-7815 (TTY: 711).

    By providing your email address, you agree to receive communications by email about Blue Cross Medicare Plans.

    Would you like one of our Medicare Experts to contact you?

    Please expect to receive a call from a Blue Cross Representative.

    All fields are required unless noted optional.

    A Medicare options guidebook

    Talk to an Expert

    Our Medicare experts have the answers. Call us at 1-800-319-7815 (TTY: 711), April 1 through September 30, Monday through Friday, from 8:00 a.m. to 8:00 p.m. and October 1 through March 31, seven days a week, 8:00 a.m. to 8:00 p.m. ET.

    Call Now

    We'll help you find the right medicare plan

    Blue Cross offers a variety of plans including $0 premium PPO and HMO plans. We also offer Medicare Supplemental Plans and Prescription Drug Plans to bridge any gaps in your Medicare coverage.

    Explore Medicare Plans

    Learn more about our Medicare plan details and your coverage options.

    Explore Medicare

    Attend a Seminar

    Get your questions answered at a local in-person seminar or online seminar.

    Register Now

    Request a Call

    Set up a time to have a Medicare expert call you to discuss your questions and options.

    Schedule a Call
    Wooden blocks read "Q&A" horizontally

    Frequently Asked Questions

      What is Original Medicare?

      Original Medicare is a federally funded health insurance plan. It’s designed for people age 65 or older and some disabled people under age 65. Original Medicare is made of Part A and Part B. Medicare Part A pays for a portion of inpatient hospital care, skilled nursing facility care, and hospice care. Medicare Part B pays for a portion of outpatient surgery, doctor visits, and many other Medicare services not covered by Part A. With Original Medicare, you get easy access to any doctor that accepts Medicare.

      What is a Medicare Advantage plan?

      A Medicare Advantage plan is an alternative to Original Medicare and provides you with complete coverage for your Medicare benefits and often additional benefits beyond Original Medicare, such as vision care, dental coverage, and more. Many Medicare Advantage plans include Part D prescription drug coverage. Medicare Advantage plans are offered by private companies approved by Medicare.

      What is a Medicare Supplement plan?

      These insurance plans are offered by private insurance companies to help you cover health care costs, including co-insurance, copayments and deductibles—"gaps" in Original Medicare coverage.

      Is it easy to choose a plan?

      Choosing a Medicare plan can sometimes be confusing. There are many different options and companies to considered. Plus, there are certain restrictions on when you can enroll or change your plan. Our Medicare Experts are ready to help you choose the best plan for you.

      Will my doctor accept my coverage?

      Visit Find a Doctor and search for your provider(s) to find out if they will accept your coverage.

      What if I have Group Coverage after I retire?

      If your employer offers to continue your group health coverage after you retire, carefully weigh your options and consider Medicare coverage alternatives available to you as an individual. If you decline your group health coverage you may not be able to return to it if you change your mind later. Ask your benefits administrator for more information.

      When can I enroll in an MAPD or PDP plan?

      These insurance plans are offered by private insurance companies to help you cover health care costs, including co-insurance, copayments and deductibles—"gaps" in Original Medicare coverage. The annual election period for Medicare Part D and Medicare Advantage plans is October 15 through December 7.

      When can I enroll in a Supplement plan?

      Open enrollment in Medicare supplement plans vary by plan. You can enroll in a Blue Cross Blue Shield of Massachusetts Medex plan at any point during the year. You have, by law, at least 30 days to review a Medicare supplement policy. If you decide you don't want the coverage, you can get a full refund of any premiums you've paid during this "free look" period.

      Compare Plans

      Compare up to 3 plans

      Remove

      Compare up to 3 plans

      Remove

      Compare up to 3 plans

      Remove
      • About Us
      • Careers
      • Sitemap
      • Contact Us
      • Privacy & Security
      • Terms of Use
      • Accessibility
      • Nondiscrimination
      • Member Rights
      • Plan Updates
      • Utilization Management
      • MyBlue App
      • Health News Stories
      • Well-B
      • Medical Policies
      • Equity in Health Care
      • Transparency in Coverage
      • Fraud & Disaster
      • Appeals & Grievances

      Download App

      • Download on App Store
      • Download on Google Play

      Follow us:

      Choose a language:

        English/English

        ATTENTION: If you speak a language other than English, language assistance services are available to you free of charge. Call 1-800-200-4255 (TTY: 711).

        Spanish/Español

        ATENCIÓN: Si habla español, tiene a su disposición servicios gratuitos de asistencia con el idioma. Llame al número de Servicio al Cliente que figura en su tarjeta de identificación llamada 1-800-472-2689 (TTY: 711).

        Portuguese/Português

        ATENÇÃO: Se fala português, são-lhe disponibilizados gratuitamente serviços de assistência de idiomas. Telefone para os Serviços aos Membros, através do número no seu cartão ID chamar 1-800-472-2689 (TTY: 711).

        French/Français

        ATTENTION : si vous parlez français, des services d’assistance linguistique sont disponibles gratuitement. Appelez le Service adhérents au numéro indiqué sur votre carte d’assuré appel 1-800-472-2689  (TTY : 711).

        Chinese/简体中文

        注意:如果您讲中文,我们可向您免费提供语言协助服务。请拨打您 ID  卡上的号码联系会员服务部 通话 1-800-472-2689(TTY  号码:711)。

        Haitian Creole/Kreyòl Ayisyen

        ATANSYON: Si ou pale kreyòl ayisyen, sèvis asistans nan lang disponib pou ou gratis. Rele nimewo Sèvis Manm nan ki sou kat Idantitifkasyon w lan (Sèvis pou Malantandan Rele 1-800-472-2689 TTY: 711).

        Vietnamese/Tiếng Việt

        LƯU .: Nếu quý vị n.i Tiếng Việt, c.c dịch vụ hỗ trợ ng.n ngữ được cung cấp cho quý vị miễn ph.. Gọi cho Dịch vụ Hội vi.n theo số tr.n thẻ ID của quý vị Cuộc gọi 1-800-472-2689 (TTY: 711).

        Russian/Русский

        ВНИМАНИЕ: если Вы говорите по-русски, Вы можете воспользоваться бесплатными услугами переводчика. Позвоните в отдел обслуживания клиентов по номеру, указанному в Вашей идентификационной карте вызов 1-800-472-2689 (телетайп: 711).

        Mon-Khmer, Cambodian/ខ្មែរ

        ការជូនដំណឹង៖ ប្រសិនប. ើអ្នកនិយាយភាសា ខ្មែរ សេ  វាជំនួយភាសាឥតគិតថ្លៃ គឺអាចរកបានសម្  រាប ់អ្នក។ សូមទូរស័ព្ទទ ៅផ ្នែ កសេ  វាសមា  ជិកតាមល េខន  ៅល.  ើប ័ណ្ណ សម្  គាល ់ខ្លួ ខ្លួ នរប ស់អ្នក ហៅ 1-800-472-2689 (TTY: 711) ។

        Italian/Italiano

        ATTENZIONE: se parlate italiano, sono disponibili per voi servizi gratuiti di assistenza linguistica. Chiamate il Servizio per i membri al numero riportato sulla vostra scheda identificativa chiamata 1-800-472-2689 (TTY: 711).

        Korean/한국어

        참고 : 한국어를 사용하는 경우 언어 지원 서비스를 무료로 사용할 수 있습니다. 신분증에있는 전화 번호 1-800-472-2689 (TTY : 711)로 회원 서비스에 연락하십시오.

        Polish/Polski

        UWAGA: Osoby posługujące się językiem polskim mogą bezpłatnie skorzystać z pomocy językowej. Należy zadzwonić do Działu obsługi ubezpieczonych pod numer podany na identyfikatorze zadzwoń 1-800-472-2689 (TTY: 711).

        Hindi/हिंदी

        ध्यान दें: य दि  आप ह िन् दी बोलते ह ैं, तो भा षा  सहाय  ता  सेवा एँ, आप के लि ए नि :शुल्क  उपलब्ध ह ैं। सदस्य  सेवा ओं को आपके आई.डी. कार  ्ड पर दि ए गए नंबर पर कॉल करें  कॉल 1-800-472-2689 ( टी .टी .वा ई.: 711).

        Gujarati/ગુજરાતી

        ધ્યાન આપો:  જો તમે ગુજરા તી બોલતા  હો, તો તમને ભા ષા કીય  સહાય  તા  સેવા ઓ વિ ના  મૂલ્યે  ઉપલબ્ધ છે. તમા રા  આઈડી કાર  ્ડ પર આપેલા  નંબર પર Member Service  ને કૉલ કરો કૉલ કરો 1-800-472-2689 (TTY: 711).

        Tagalog/Tagalog

        PAUNAWA: Kung nagsasalita ka ng wikang Tagalog, mayroon kang magagamit na mga libreng serbisyo para sa tulong sa wika. Tawagan ang Mga Serbisyo sa Miyembro sa numerong nasa iyong ID Card tumawag 1-800-472-2689 (TTY: 711).

        Japanese/日本語

        お知らせ:日本語をお話しになる方は無料の言語アシスタンスサービスをご利用いただけます。ID カードに記載の電話番号を使用してメンバーサービスまでお電話ください 呼び出す 1-800-472-2689(TTY: 711)。

        German/Deutsch

        ACHTUNG: Wenn Sie Deutsche sprechen, steht Ihnen kostenlos fremdsprachliche Unterstützung zur Verfügung. Rufen Sie den Mitgliederdienst unter der Nummer auf Ihrer ID-Karte an Anrufen 1-800-472-2689 (TTY: 711).

        Lao/ພາສາລາວ

        ຂໍ້ຄວນໃສ່ໃຈ: ຖ້າເຈົ້າເວົ້າພາສາລາວໄດ້, ມີການບໍລິການຊ່ວຍເຫຼືອດ້ານພາສາໃຫ້ທ່ານໂດຍບໍ່ເສຍຄ່າ. ໂທ ຫາ ຝ່າຍບໍລິການສະ ມາ ຊິກທີ່ໝາຍເລກໂທລະສັບຢູ່ໃນບັດຂອງທ່ານ ໂທ 1-800-472-2689 (TTY: 711).

        Navajo/Diné Bizaad

        BAA !KOHWIINDZIN DOO&G&: Din4 k’ehj7 y1n7[t’i’go saad bee y1t’i’ 47 t’11j77k’e bee n7k1’a’doowo[go 47 n1’ahoot’i’. D77 bee an7tah7g7 ninaaltsoos bine’d44’ n0omba bik1’7g7ij8’ b44sh bee hod77lnih call 1-800-472-2689 (TTY: 711).

        Blue Cross Blue Shield of Massachusetts is an Independent Licensee of the Blue Cross and Blue Shield Association. ® Registered Marks of the Blue Cross and Blue Shield Association. ® , ® , TM, SM Registered, Service, and Trade Marks are the property of their respective owners. © 2024 Blue Cross and Blue Shield of Massachusetts, Inc., and Blue Cross and Blue Shield of Massachusetts HMO Blue, Inc.

        Blue Cross Blue Shield of Massachusetts is an HMO and PPO Plan with a Medicare contract. Enrollment in Blue Cross Blue Shield of Massachusetts depends on contract renewal. Anthem Insurance Companies, Inc., Blue Cross and Blue Shield of Massachusetts, Inc., Blue Cross & Blue Shield of Rhode Island, and Blue Cross and Blue Shield of Vermont are the legal entities that have contracted as a joint enterprise with the Centers for Medicare & Medicaid Services (CMS) and are the risk-bearing entities for Blue MedicareRx (PDP) plans. The joint enterprise is a Medicare-approved Part D Sponsor. Enrollment in Blue MedicareRx (PDP) depends on contract renewal. 

        You can file a complaint if you feel that you received inaccurate, misleading or inappropriate information. Please call Member Service at 1-800-200-4255 (TTY users call: 711). If your complaint involves a broker or agent, be sure to include the name of the broker/agent when filing your complaint.

        Y0014_24100_M_2025 | S2893_2432_2025 | Last Updated: 10/01/2024